See if this applies to your situation....disregard the different memory address:
Error Message: This Program Has Caused a Fatal Exception 0D at 00457:000040B1 and Will Be Terminated:
http://support.microsoft.com/?id=kb;en-us;133440
If you have McAfee anti-virus products installed, also try the resolutions listed here, from Safe Mode:
"Fatal Exception 0E Has Occurred" Error Message Appears While Browsing:
http://support.microsoft.com/?id=kb;en-us;316520
and
Computer Stops Responding and You Receive "The Current Application Will Be Terminated" Error Message:
http://support.microsoft.com/?kbid06403

Signature
Glen Ventura, MS MVP W95/98 Systems
http://dts-l.org/goodpost.htm
> when i load windows 98, i get the splash screen the an
> error message that states there was a fatal exception
> error 0d at 0209f:0001cf86