If you can only use 32Gb then this is probably a BIOS limitation. You should
contact your motherboard manufacturer to confirm the maximum hard drive size
that your system can support, and to see whether there is a BIOS upgrade
available that can overcome the problem.

It's also possible that you prepared the disk using an out-of-date version
of FDISK, however 32Gb out of 120Gb is not the typical symptom for this
problem.
--
Jeff Richards
MS MVP W95/W98