Click the cancel button to continue booting.  Once booted, do a find on:
*.pwl       and delete the one with your user name (mine is ron.pwl).
Reboot.  When the logon screen appears, enter the same user name and a
new password.  If you don't want to logon each time Windows starts,
enter a blank password.

Blank Password:  Go to control panel, network, primary network logon and
select Windows Logon.  Go to control panel, passwords, user profiles and
ensure the "all user's" box is marked.  If you have a password
established, go to control panel, passwords, change windows password,
type the password in the old box, leave the rest blank and OK your way
out.  If you have forgotten your password, delete the .pwl file with
your user name (mine is ron.pwl); however, be aware that you will lose
all passwords stored in the .pwl file.  If you do not have a password
established or have deleted the .pwl file, when the W95/98 logon screen
appears at boot, type a user name only and hit OK.  If the logon screen
continues to appear and you have Tweak UI installed, go to the Paranoia
tab and remove the mark from "clear last user."