See this page for help with Remote Desktop...
http://theillustratednetwork.mvps.org/LAN/The_Illustrated_Network.html
You can not browse for RD hosts in a work group environment.
If you want to remotely access the Windows 95 machine from the XP machine
look at using UltraVNC as an alternative...
http://ultravnc.sourceforge.net/

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Al Jarvi (MS-MVP Windows Networking)
Please post *ALL* questions and replies to the news group for the mutual
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rights...
> When I try to connect remotely either way I get the message "the specified
> remote computer can not be found". Both computers are connected to a SMC
[quoted text clipped - 10 lines]
> the MSHOME workgroup does not contain any Terminal Servers".
> Any help would be appreciated. Please identify your source if possible.